Frustrated, fed up, and finally angry with the deception, fraudulent sales practices, and underhanded treatment of individual investors that he's seen & experienced (and, yes, even participated in) over the years, an active Financial Planner with 16+ years experience decided to reveal as much information as possible - for as long as possible - to the general public.

While he is still working in the Financial Services Industry, he has decided to remain anonymous for obvious reasons. The Financial Services Industry does not want this information made available. There is a vested interest in keeping the public in the dark, and Horatio would have his licenses to continue in business (and continue taking care of his clients) revoked should any of the several supervisory agencies discover his true identity.

In the meantime, he will comment on recent articles, reveal 'insider' tricks, tactics and deceptions used to separate individuals from their hard-earned money.

UPDATE: Since beginning publication of this site, Horatio has received support and additional information from several other experienced active Financial Services professionals who are also concerned about the current state of affairs. This additional information will also be published as it comes in to help better inform and protect the public. Currently, the total experience of contributing professionals totals well over 100 years.

We are all Horatio Whistleblower.