ATTENTION: MUTUAL FUND INVESTORS & RETIREES!

 "Have You Ever Lost Money - Money You Could Not Afford to Lose - Based on Lousy Retirement Planning Advice from a Financial Advisor, A Stockbroker, A Mutual Fund Company, A Bank Investment Salesman, or A So-Called 'Personal Financial Planner?'"

"You're not alone... not by a long-shot! Millions and Millions of other hard-working Americans are in the same boat with you." 

Want to know what to do about it? Then keep reading...

Hello, Friend:

When you lost your money, how did that make you feel?

Especially when you thought about how long it took you to work for that money and save it. You put it back because you knew you'd need it for your income during retirement... and then you saw it DISAPPEAR right before your very eyes.

"Guess what?..."

You lost money, but do you think the Stockbroker lost anything on the deal? Do you think the mutual fund company lost anything? Or did everybody involved on the "selling" side of the transaction still get paid? What do you think? Your retirement income went DOWN... and what do you think happened to THEIR bank account?

You see, I'm a Financial Planner, and I've been working with people for over 15 years, helping them with their money. At the same time, I've found out way more than I could have ever imagined about how Financial Services Industry is set up. And I can tell you this...

"It's Not Pretty..."

In fact, I have been part of the problem. Unknowingly at first, but every bit a part of the problem.

And now, after 15 years of learning the truth bit-by-bit, every morning I pick up the Wall Street Journal and I read story after story that tells me how some big company made out like a bandit while the little guy took it on the chin! Oh yes, there are headlines about the "big fines" that have been levied against these big guys, about how they are "punishing" the bad guys and watching out for the average investor.

"But let me tell you a little secret..."

Do you really think the big guy cares about some multi-million dollar fine? It's just another cost of doing business in the investment world! When they are making BILLIONS off of retirees, small investors, huge market manipulations, outright fraud, deception, AND they're capturing commissions on BOTH SIDES of millions of transactions daily, how much do they really care about a few million dollars here and there?The truth is... 

"They Don't Care!"

I won't tell you my real name, where I am, or anything else about me personally, but I CAN tell you how YOU been taken advantage of. But more importantly, I can tell you how to protect yourself from being taken advantage of in the future. I've decided it's the only way I'll be able to sleep at night after spending more than 15 years in the Financial Services Industry and learning about all of the tricks, deceptions, subterfuge, and outright fraud that takes place on a daily basis.

Now, I'm not sure how long I'll be able to do this or even how this is all going to work out. I just know that I've decided to "spill the beans" as much as I can for as long as I can. I'll keep letting you in on the latest 'outrage' in the world of investments, stockbrokers, mutual funds, banks, insurance, and any other information that can help you financially... and more importantly, I'll let you know what steps you can take to make sure you don't become the latest victim.

And, second, going back to some of those questions that may be going through your head... in particular the question ""Who the heck is this guy, and why should I listen to anything he says?"

With that in mind, I'd like to make a suggestion...

"Don't believe me!"

In fact, don't believe ANYONE unless you PROVE IT FOR YOURSELF! Let me take that back... if your dearest son whom you trust implicitly is your advisor, and he thoroughly explains every step he takes so that you thoroughly understand it, and he periodically reviews your situation with you so you have absolutely no question in your mind about where you stand and why you are doing what you are doing... then HIM you can believe!

As far as anybody else goes... PROVE FOR YOURSELF EVERYTHING THEY TELL YOU! These days, you just can't take anybody's word for anything... ESPECIALLY when it comes to your MONEY! And you've got to trust the ONE person you CAN trust. You've got to trust YOURSELF!

But first, let me explain...

You're probably wondering "Why the secrecy? Or maybe you're thinking "Who the heck is this guy, and why should I listen to anything he says?"

Good questions - and fair questions - my friends.

First, if the "Powers That Be" were to catch wind of what I'm doing, they would yank my licenses away from me in a heartbeat. You see, I'm a licensed securities professional - a stockbroker and a financial planner. I work with people just like you every day. According to "the rules," any of my "contact with the public" is supposed to be reviewed and approved in advance. That includes letters, videos, email, articles - just about ANYTHING that might provide any information about MONEY.

Now, what do you think might happen if I submitted for review an article or a video where I reveal a bunch of the insider Wall Street secrets about how people are getting screwed - and I mean screwed EVERY SINGLE DAY - and laid it out on the line? If I showed exactly how the language is 'just enough' to cover the brokerage firm's behind but leaves your fanny (and your MONEY) out on the firing line in harm's way?

Or how about if I showed how most brokers and insurance guys receive WAY MORE training in SALES rather than training to understand exactly how their products work, and when they are appropriate for a retiree?

Or how most of the costs and fees associated with investments are hidden and virtually NEVER explained?

Or any of a number of other ways that THE PUBLIC is being taken advantage of, but BROKERAGE FIRMS, BROKERS, BANKS, BANKERS, INSURANCE COMPANIES and INSURANCE AGENTS, and all the other Financial Services Industry insiders are making out like bandits?

Do you think they'd say "Great job at exposing all this stuff that we've been keeping secret for decades! The public really needs to know this stuff!"

Hmmm... let me take a wild guess. Based on my experience (I've tried it), I think that answer would be a resounding "NO!" They would fire off one of their form letters and tell me...

"You Can't Do That!"

So that's why I won't tell you my name (you can call me "Horatio" for now... more about that in a few minutes...) but I CAN tell you that I'm fed up! I'm fed up with what is happening - RIGHT NOW! - to millions of average, hard-working Americans all across the country.

And as far as I can tell there is no relief in sight. In fact, it looks to me like it's only going to get worse and worse. So I've got to stay incognito for now to protect my livelyhood... I've got kids in school and all the obligations that go along with having a family these days... but I finally reached the point where I felt like I HAD TO do something to let you know what is happening each and every day.

That brings up the original question...

"Who Am I?"

Like I said... I won't tell you my real name, but I'll give you a name you can call me: Horatio Whistleblower. And I'm going to blow the whistle as loud as I can for as long as I can on all the tricks and tactics that are being used every day to deceive unsuspecting, trusting, hard-working Americans just like you.

So, please stay tuned... and get your copy of the FREE Report and my FREE Newsletter if you want me to stay in touch with you (The newsletter is free to Individual Investors Only, if you are a Financial Services Professional, you must pay a substantial fee). 

I'm not sure how often I'll be able to put it together, so you may hear from me right away, or it may be a week or two. I didn't really plan this thing out completely... I just knew I had to do something right away and - so far - this is it!

In the Meantime... 

Do yourself -- and all the rest of us -- a favor. When you protect yourself, you'll help everybody else. If everyone stands up together, then it WILL make a difference.

After you get your FREE Report, be sure to read and study the information I send you. I'll keep it short, sweet, and to the point. So PLEASE use it, would you? I'll also send you your own Personal Organization System. Each month you'll get another part of your personal financial house in order. It's powerful and it's absolutely FREE... and you'll be in a better financial position for it -- I promise.

If you are a Financial Services Professional, please click here to review your fees to receive information.